Belvo API Docs (1.216.0)

Introduction

Reach new audiences and convert more users by easily and safely connecting to their financial data, understanding their behavior and enabling instant payments with open finance. Through our API, you can access:

Available Information and Payment Methods

Belvo is an open banking API for Latin America that allows companies to access banking and fiscal information in a secure as well as agile way.

Through our API, you can access:

Banking Information in Brazil
Employment Information in Brazil
Employment Information in Mexico
Fiscal Information in Mexico
Fiscal Information in Chile

You can also use our API to make payments in:

Brazil
Mexico

Data Dictionaries

If you woud like the response documentation in Excel or CSV form, please download them from our public GitHub Reposiitory: Belvo Open Finance Data Dictionaries.

Our EXCEL and CSV files are additionally localized into Spanish and Portuguese (Brazil).

Environments

We currently offer two environments: sandbox and production.

Sandbox

Available for:

🟢 Aggregation and Enrichment
⚪️ Payment Initiation

Use our Sandbox environment to build your integration. We offer dummy data that mimics that of real-world use cases, which means you can test out all the endpoints, use the widget, and implement webhooks - just as you would with real-world data!

All you need to get started with the Sandbox environment is to get your API keys. We really recommend that you start creating your integration in this environment.

Production

Available for:

🟢 Aggregation and Enrichment
🟢 Payment Initiation

After you have tested your integration in the Sandbox environment and are ready to go live, you'll need to request access to our Production environment. After you request access, our Sales Team will get in contact with you to schedule a meeting just to ensure your needs are met, and then you'll just need to go through a certification process with one of our engineers to make sure that your integration is running optimally. To prepare for the certification meeting, just follow our Integration checklist.

Once your integration is certified, all you'll need to do is:

Request Production API keys (and change your Sandbox API keys in the code to these new ones).
Change the base URL that you make requests to from sandbox.belvo.com to api.belvo.com.
If you're using webhooks, make sure to set a Production URL for your webhooks.

Response codes

We use the following HTTP status code in the response depending on the success or failure:

Status Code	Description
`200`	✅ Success - The content is available in the response body.
`201`	✅ Success - The content was created successfully on Belvo.
`204`	✅ Success - No content to return.
`400`	❌ Bad Request Error - Request returned an error, detail in the content.
`401`	❌ Unauthorized - The Belvo credentials provided are not valid.
`404`	❌ Not Found - The resource you try to access cannot be found.
`405`	❌ Method Not Allowed - The HTTP method you are using is not accepted for this resource.
`408`	❌ Request Timeout - The request timed out and was terminated by the server.
`428`	❌ MFA Token Required - MFA token was required by the institution to connect.
`500`	❌ Internal Server Error - The detail of the error is available in the response body.

Error handling

Belvo API errors are returned in JSON format. For example, an error might look like this:

[
    {
      "request_id": "a6e1c493d7a29d91aed4338e6fcf077d",
      "message": "This field is required.",
      "code": "required",
      "field": "link"
    }
]

Typically, an error response will have the following parameters:

request_id: a unique ID for the request, you should share it with the Belvo support team for investigations.
message: human-readable description of the error.
code: a unique code for the error. Check the table below to see how to handle each error code.
field (optional): The specific field in the request body that has an issue.

Request identifier

When you need help with a specific error, include the request identifier (request_id) in your message to the Belvo support team. This will speed up investigations and get you back up and running in no time at all.

Error codes and troubleshooting

For a full list of errors and how to troubleshoot them, please see our dedicated Error Handling article.

Retry policy

50x errors

Implement an automated exponential backoff of up to five retries. We recommend using a base interval of three seconds with a factor of two. For example, the first retry should be after three seconds, the second retry after six seconds (2 * 3), the third retry after 12 seconds (2 * 6), the fourth retry after 24 seconds (2 * 12), and the fifth retry after 48 seconds (2 * 24).

40x errors

You should not retry making requests if you receive a 40x response, as this is a client error.

The only exception is the “Too Many Sessions” error, as it means that your end-user is accessing the account from another browser at the same time. In this case, please implement the same retry policy as with 50x errors.

Deprecated fields

In our schema, you may see that a field has been marked as deprecated. This means that this field is no longer maintained by the Belvo team. You may still receive data for this field depending on the institution, however, you should not rely on this field.

OpenAPI: required and nullable fields

In our API specification, you'll see that some response parameters will have a required annotation. According to the OpenAPI specification, when a response parameter is marked as required, this means that the response key must be returned. However, the value of that response parameter can be null.

Download OpenAPI description

BelvoOpenApiSpec.json

BelvoOpenApiSpec.yaml

Overview

URL https://developers.belvo.com

Need help? support@belvo.com

Servers

Mock server

https://developers.belvo.com/_mock/apis/belvoopenapispec/

Sandbox

https://sandbox.belvo.com/

Institutions

An institution is an entity that Belvo can access information from. It can be a:

bank institution, such as Banamex retail banking or HSBC business banking.
fiscal institution, such as the Servicio de Administración Tributaria (SAT) in Mexico.

You can see a complete list of institutions by either consulting our Institutions article or making a List request to this endpoint.

Operations

Links

A Link is a set of credentials associated to an end-user's access to an institution. You will need to register a Link before accessing information from that specific end-user, such as account or transaction details.

Operations

Consents

Operations

Owners

An owner represents the person who has access to a Link and is the owner of all the accounts inside the Link.

You can use this endpoint in order to get useful information about your client, such as:

their full name
key contact information
information about the ID document they used when opening the account

Operations

Accounts

An account is the representation of a bank account inside a financial institution. A user can have one or more accounts in an institution.

For example, one user (or link) can have a checking account, several credit cards, and a loan account.

Querying for a user's account information is useful as you can get information regarding:

what types of accounts the user has.
the balance for each account (savings, checking, credit card, loan, and so on).
detailed information regarding their credit card spending.
the current situation of any loans they may have.

Operations

Account Object (OFDA Brazil)

Details regarding the account.

idstring(uuid)required

Belvo's unique identifier for the current item.

Example: "0d3ffb69-f83b-456e-ad8e-208d0998d71d"

linkstring or null(uuid)required

The link.id the data belongs to.

Example: "30cb4806-6e00-48a4-91c9-ca55968576c8"

institutionobjectrequired

Details regarding the institution.

namestring

The name of the institution, as designated by Belvo.

Please see our Institutions DevPortal article for a detailed list of institution names.

Example: "erebor_mx_retail"

typestring

The type of institution. We return one of the following values:

bank
fiscal
employment

Enum"bank""fiscal""employment"

collected_atstring(date-time)required

The ISO-8601 timestamp when the data point was collected.

Example: "2022-02-09T08:45:50.406032Z"

created_atstring(date-time)required

The ISO-8601 timestamp of when the data point was created in Belvo's database.

Example: "2022-02-09T08:45:50.406032Z"

last_accessed_atstring or null(date-time)required

The ISO-8601 timestamp of Belvo's most recent successful access to the institution for the given link.

Example: "2021-03-09T10:28:40.000Z"

categorystring or nullrequired

The type of account. We return one of the following enum values:

ADVANCE_DEPOSIT_ACCOUNT
CHECKING_ACCOUNT
CREDIT_CARD
FINANCING_ACCOUNT
INVESTMENT_ACCOUNT
INVOICE_FINANCING_ACCOUNT
LOAN_ACCOUNT
PENSION_FUND_ACCOUNT
SAVINGS_ACCOUNT
UNCATEGORIZED

Enum"ADVANCE_DEPOSIT_ACCOUNT""CHECKING_ACCOUNT""CREDIT_CARD""FINANCING_ACCOUNT""INVESTMENT_ACCOUNT""INVOICE_FINANCING_ACCOUNT""LOAN_ACCOUNT""PENSION_FUND_ACCOUNT""SAVINGS_ACCOUNT""UNCATEGORIZED"

Example: "CHECKING_ACCOUNT"

balance_typestring or nullrequired

Indicates whether this account is either an ASSET or a LIABILITY. You can consider the balance of an ASSET as being positive, while the balance of a LIABILITY as negative.

Example: "ASSET"

overdraftobject or null

typestringrequired

The account type, as designated by the institution.

Example: "STANDARD_NACIONAL"

subtypestringrequired

The account subtype, as designated by the institution.

Example: "FINANCIAMENTO_HABITACIONAL_SFH"

namestring or nullrequired

The account name, as given by the institution.

Example: "Cuenta Perfiles- M.N. - MXN-666"

numberstring or nullrequired

The account number, as designated by the institution.

Example: "4057068115181"

agencystring or null<= 4 characters^\d{1,4}$required

The branch code where the product was opened.

Example: "6272"

check_digitstring or null<= 2 characters[\w\W\s]*required

The check digit of the product's number, if applicable.

Example: "7"

balanceobjectrequired

Details regarding the current and available balances for the account.

currentnumber or null(float)^\d{1,15}\.\d{2,4}$required

The current balance is calculated differently according to the type of account.

💰 Checking and saving accounts:

The user's account balance at the collected_at timestamp.

💳 Credit cards:

The amount the user has spent in the current card billing period (see credit_data.cutting_date for information on when the current billing period finishes).

🏡 Loan accounts:

The amount remaining to pay on the users's loan.

Example: 5874.13

availablenumber or null(float)^\d{1,15}\.\d{2,4}$

The balance that the account owner can use.

💰 Checking and saving accounts:

The available balance may be different to the current balance due to pending transactions.

💳 Credit cards:

The credit amount the user still has available for the current period. The amount is calculated as credit_data.credit_limit minus balance.current.

🏡 Loan accounts:

The present value required to pay off the loan, as provided by the institution.

Note: If the institution does not provide this value, we return null.

Example: 5621.12

blockednumber(float)^\d{1,15}\.\d{2,4}$

The amount that is currently blocked due to pending transactions.

Example: 60.32

automatically_investednumber(float)^\d{1,15}\.\d{2,4}$

The amount that is automatically invested (as agreed upon with the institution).

Example: 131.5

currencystring<= 3 characters^[A-Z]{3}$required

The three-letter currency code (ISO-4217).

Example: "BRL"

public_identification_namestring or nullrequired

The public name for the type of identification. For 🇧🇷 Brazilian savings and checking accounts, this field will be AGENCY/ACCOUNT.

Example: "AGENCY/ACCOUNT"

public_identification_valuestring or nullrequired

The value for the public_identification_name.

For 🇧🇷 OFDA Brazilian savings and checking accounts, this field will be the agency and bank account number, separated by a slash. For example: 0444/45722-0.

For 🇧🇷 OFDA Brazilian credit card accounts, we will return a string of concatenated credit card numbers associated with the account. For example: "8763,9076,5522"

Example: "0444/45722-0"

internal_identificationstring<= 100 characters^[a-zA-Z0-9][a-zA-Z0-9-]{0,99}$required

The institution's internal identification for the account.

Example: "92792126019929279212650822221989319252576"

credit_dataobject or nullrequired

Details regarding the credit cards associated with this account.

collected_atstring(date-time)required

The ISO-8601 timestamp when the data point was collected.

Example: "2022-02-09T08:45:50.406032Z"

credit_limitnumber or null(float)<= 20 characters^\d{1,15}\.\d{2,4}$required

The upper credit limit of the card.

Example: 192000.9

limitsArray of objects

cutting_datestring or null(date)<= 10 characters^(\d{4})-(1[0-2]|0?[1-9])-(3[01]|[12][0-9]|0?...

The date when the credit card's bill is due.

Example: "2019-12-11"

minimum_paymentnumber or null(float)<= 20 characters^\d{1,15}\.\d{2,4}$

The minimum amount that the account owner needs to pay in the current credit period.

Example: 2400.3

networkstring

The credit network that the card is associated with. We return one of the following values:

VISA
MASTERCARD
AMERICAN_EXPRESS
DINERS_CLUB
HIPERCARD
BANDEIRA_PROPRIA
CHEQUE_ELETRONICO
ELO
OTHER

Enum"VISA""MASTERCARD""AMERICAN_EXPRESS""DINERS_CLUB""HIPERCARD""BANDEIRA_PROPRIA""CHEQUE_ELETRONICO""ELO""OTHER"

Example: "MASTERCARD"

network_additional_infostring or null<= 100 characters[\w\W\s]*

Additional information about the credit card network.

Example: "It's an orange card."

cardsArray of objectsnon-empty

Details regarding the cards associated with the account.

next_payment_datestring or null

Note: This field is not applicable for OF Brazil and will return null.

Example: null

no_interest_paymentnumber or null(float)

Note: This field is not applicable for OF Brazil and will return null.

Example: null

interest_ratenumber or null(float)

Note: This field is not applicable for OF Brazil and will return null.

Example: null

monthly_paymentnumber or nullDeprecated

Note: This field is not applicable for OF Brazil and will return null.

Example: null

last_payment_datestring or nullDeprecated

Note: This field is not applicable for OF Brazil and will return null.

Example: null

loan_dataobject or nullrequired

The loan options associated with this account.

collected_atstring(date-time)required

The ISO-8601 timestamp when the data point was collected.

Example: "2022-02-09T08:45:50.406032Z"

loan_codestring[ 22 .. 67 ] characters^\d{22,67}$required

The country-specific standardized contract number.

Example: "92792126019929279212650822221989319252576"

contract_amountnumber or null(float)^\d{1,15}\.\d{2,4}$required

The initial total loan amount when the contract was signed, calculated by the institution. This amount includes the principal + interest + taxes + fees.

Example: 202000

total_effective_costnumber or null(float)^\d{1,15}\.\d{2,4}$

The initial total effective cost of the loan.

Example: 209000

loan_typestringrequired

The type of the loan, according to the institution.

Example: "HOME_EQUITY"

outstanding_balancenumber or null(float)[ 4 .. 20 ] characters^\d{1,15}\.\d{2,4}$required

The amount remaining to pay in total, including interest.

Example: 182000

interest_ratesArray of objectsrequired

Breakdown of the interest applied to the loan. With OF Brazil, we highly recommend using the information in interest_rate_data for in-depth information.

namestring or nullrequired

The name of the type of interest rate applied to the loan.

Note: For OFDA Brazil, we recommend you use the interest_date_data.tax_type parameter.

Example: "NOMINAL"

typestringrequired

The period that the interest is applied to the loan.

Enum"MONTHLY""YEARLY"

Example: "MONTHLY"

valuenumber or null(float)required

The interest rate (in percent or currency value).

Note: For OFDA Brazil, we recommend you use the interest_date_data.pre_fixed_rate and interest_date_data.post_fixed_rateparameter.

Example: 7.85

interest_rate_dataobject or nullrequired

Detailed information regarding the interest rate.

tax_typestringrequired

The type of interest rate tax. We return one of the following values:

NOMINAL
EFFECTIVE

Enum"NOMINAL""EFFECTIVE"

Example: "NOMINAL"

rate_typestringrequired

The type of interest rate. We return one of the following values:

SIMPLE
COMPOUND

Enum"SIMPLE""COMPOUND"

Example: "SIMPLE"

typestring

The period that the interest is applied to the loan.

Enum"MONTHLY""YEARLY"

Example: "MONTHLY"

calculation_basestring^[0-9]{2}\/[0-9]{3}$required

The base calculation for the interest rate.

Example: "30/360"

reference_index_typestringrequired

The reference index rate. We return one of the following values:

WITHOUT_INDEX_TYPE
PRE_FIXED
POST_FIXED
FLOATING
INDEXED_PRICE
RURAL_CREDIT
OTHER_INDEX

Enum"WITHOUT_INDEX_TYPE""PRE_FIXED""POST_FIXED""FLOATING""INDEXED_PRICE""RURAL_CREDIT""OTHER_INDEX"

Example: "FLOATING"

reference_index_subtypestring or nullrequired

The subtype of the reference index rate.

Example: "TR_TBF"

reference_index_infostring or null<= 140 characters^[\w\W\s]{0,140}$required

Additional information regarding the reference index rate.

Example: "Additional information"

pre_fixed_ratenumber(float)^[01]\.\d{6}$required

The pre-fixed percentage rate of the interest rate.

Example: 0.062

post_fixed_ratenumber(float)^[01]\.\d{6}$required

The post-fixed percentage rate of the interest rate.

Example: 0.062

additional_infostring or null<= 1200 characters[\w\W\s]*required

Additional information regarding the interest rate.

Example: "Additional information"

feesArray of objects or null or nullrequired

Breakdown of the fees applied to the loan.

typestring or nullrequired

Note: This field is not applicable for OF Brazil and will return null.

Enum"OPERATION_FEE""INSURANCE_FEE""OTHERS"null

Example: null

valuenumber or null(float)^\d{1,15}\.\d{2,4}$required

The total value of the fee. Same currency as the loan.

Example: 5.6

namestring<= 140 characters^[\w\W\s]{0,140}$required

The fee name.

Example: "Renovação de cadastro"

codestring<= 140 characters^[\w\W\s]{0,140}$required

The fee code.

Example: "CADASTRO"

fee_charge_typestringrequired

Indicates the type of charge. We return one of the following values:

SINGLE
PER_INSTALLMENT

Enum"SINGLE""PER_INSTALLMENT"

Example: "SINGLE"

fee_chargestringrequired

Billing method, as agreed upon with the institution. We return one of the following values:

MINIMUM
MAXIMUM
FIXED
PERCENTAGE

Enum"MINIMUM""MAXIMUM""FIXED""PERCENTAGE"

Example: "FIXED"

ratenumber or null(float)^[01]\.\d{6}$required

The percentage rate of the fee. Required when fee_charge is set to PERCENTAGE.

Example: 0.062

contracted_chargesArray of objects or null or null

collateralsArray of objects or null or nullrequired

Details regarding any loan collaterals that the individual or business supplied.

typestringrequired

The type of collateral, as defined by the institution.

Example: "OPERACOES_GARANTIDAS_PELO_GOVERNO"

subtypestringrequired

The subtype of the collateral, as defined by the institution.

Example: "CCR_CONVENIO_CREDITOS_RECIPROCOS"

currencystring<= 3 characters^[A-Z]{3}$required

The three-letter currency code (ISO-4217).

Example: "BRL"

amountnumber(float)^\d{1,15}\.\d{2,4}$required

The total amount of the bill.

Example: 45391.89

balloon_paymentsArray of objects or null or nullrequired

Detailed information regarding any balloon payments for the loan, if applicable.

due_datestring or null(date)<= 10 characters^(\d{4})-(1[0-2]|0?[1-9])-(3[01]|[12][0-9]|0?...required

The date that the balloon payment is to be paid, in YYYY-MM-DD format.

Example: "2021-09-06"

currencystring or null<= 3 characters^[A-Z]{3}$required

The three-letter currency code (ISO-4217).

Example: "BRL"

amountnumber or null(float)^\d{1,15}\.\d{2,4}$required

The total amount of the balloon payment.

Example: 45391.89

installments_contract_term_frequencystring or nullrequired

The frequency of contracted installment payments, as defined when the contract was first signed. We return one of the following:

DAY
WEEK
MONTH
YEAR
NO_DEADLINE_REMAINING
null

Enum"DAY""WEEK""MONTH""YEAR""NO_DEADLINE_REMAINING"null

Example: "MONTH"

installment_frequencystringrequired

The frequency that the installments are paid. We return one of the following values:

IRREGULAR
WEEKLY
FORTNIGHTLY
MONTHLY
BIMONTHLY
QUARTERLY
BIANNUALLY
ANNUALLY
OTHER

Enum"IRREGULAR""WEEKLY""FORTNIGHTLY""MONTHLY""BIMONTHLY""QUARTERLY""BIANNUALLY""ANNUALLY""OTHER"

Example: "MONTHLY"

installment_frequency_infostring or null<= 100 characters^[\w\W\s]{0,99}$$required

Additional information regarding the installment_frequency.

Example: "Both the term and requency are the same."

first_installment_due_datestring or null(date)<= 10 characters^(\d{4})-(1[0-2]|0?[1-9])-(3[01]|[12][0-9]|0?...required

The date when the first installment of the loan is to be paid, in YYYY-MM-DD format.

Example: "2020-03-01"

number_of_installments_totalinteger or null(int32)<= 999999999required

The total number of installments required to pay the loan.

Example: 60

number_of_installments_outstandinginteger or null(int32)<= 999999999required

The number of installments left to pay.

Example: 48

number_of_installments_paidinteger or null(int32)<= 999999999required

The number of installments already paid.

Example: 32

number_of_installments_past_dueinteger or null(int32)<= 999required

The number of installments that are overdue.

Example: 2

disbursement_datesArray of strings or null or nullnon-emptyrequired

An array of dates when the loan was disbursed.

Example: ["2021-09-23"]

settlement_datestring or null<= 10 characters^(\d{4})-(1[0-2]|0?[1-9])-(3[01]|[12][0-9]|0?...required

The date that the loan was settled, in YYYY-MM-DD format.

Example: "2021-09-23"

contract_start_datestring(date)<= 10 characters^(\d{4})-(1[0-2]|0?[1-9])-(3[01]|[12][0-9]|0?...required

The date when the loan contract was signed, in YYYY-MM-DD format.

Example: "2020-03-01"

contract_end_datestring or null(date)<= 10 characters^(\d{4})-(1[0-2]|0?[1-9])-(3[01]|[12][0-9]|0?...required

The date when the loan is expected to be completed, in YYYY-MM-DD format.

Example: "2027-10-01"

contract_remaining_frequencystring or nullrequired

The frequency of the remaining contracted installment payments, as defined when the contract was first signed. We return one of the following:

DAY
WEEK
MONTH
YEAR
NO_DEADLINE_REMAINING
null

Enum"DAY""WEEK""MONTH""YEAR""NO_DEADLINE_REMAINING"null

Example: "MONTH"

contract_remaining_totalinteger or null(int32)<= 999999999required

The total number of installments remaining on the loan.

Example: 20

amortization_schedulestringrequired

The loan amortization schedule.

Example: "SEM_SISTEMA_AMORTIZACAO"

amortization_schedule_infostring or null<= 200 characters[\w\W\s]*required

Additional information regarding the amortization_schedule.

Example: "No need for a schedule."

consignee_idstring or null<= 14 characters^\d{14}$required

The ID of the consignee of the loan.

Example: "60500998000135"

contract_numberstring or null[ 1 .. 100 ] characters^\d{1,100}$required

The contract number of the loan, as given by the institution.

Example: "1324926521496"

monthly_paymentnumber or null(float)required

Note: This field is not applicable for OF Brazil and will return null.

Example: null

principalnumber or null(float)required

Note: This field is not applicable for OF Brazil and will return null.

Example: null

payment_daystring or nullrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

outstanding_principalnumber or null(float)required

Note: This field is not applicable for OF Brazil and will return null.

Example: null

credit_limitnumber or nullDeprecatedrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

last_period_balancenumber or nullDeprecatedrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

interest_ratenumber or nullDeprecatedrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

limit_daystring or nullDeprecatedrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

cutting_daystring or nullDeprecatedrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

cutting_datestring or nullDeprecatedrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

last_payment_datestring or nullDeprecatedrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

no_interest_paymentnumber or nullDeprecatedrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

funds_datastring or nullrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

{
  "id": "0d3ffb69-f83b-456e-ad8e-208d0998d71d",
  "link": "30cb4806-6e00-48a4-91c9-ca55968576c8",
  "institution": {
    "name": "erebor_mx_retail",
    "type": "bank"
  },
  "collected_at": "2022-02-09T08:45:50.406032Z",
  "created_at": "2022-02-09T08:45:50.406032Z",
  "last_accessed_at": "2021-03-09T10:28:40.000Z",
  "category": "CHECKING_ACCOUNT",
  "balance_type": "ASSET",
  "overdraft": {
    "arranged": 5000.5,
    "used": 1000.5,
    "unarranged": 300.1
  },
  "type": "STANDARD_NACIONAL",
  "subtype": "FINANCIAMENTO_HABITACIONAL_SFH",
  "name": "Cuenta Perfiles- M.N. - MXN-666",
  "number": "4057068115181",
  "agency": "6272",
  "check_digit": "7",
  "balance": {
    "current": 5874.13,
    "available": 5621.12,
    "blocked": 60.32,
    "automatically_invested": 131.5
  },
  "currency": "BRL",
  "public_identification_name": "AGENCY/ACCOUNT",
  "public_identification_value": "0444/45722-0",
  "internal_identification": "92792126019929279212650822221989319252576",
  "credit_data": {
    "collected_at": "2022-02-09T08:45:50.406032Z",
    "credit_limit": 192000.9,
    "limits": [ … ],
    "cutting_date": "2019-12-11",
    "minimum_payment": 2400.3,
    "network": "MASTERCARD",
    "network_additional_info": "It's an orange card.",
    "cards": [ … ],
    "next_payment_date": null,
    "no_interest_payment": null,
    "interest_rate": null,
    "monthly_payment": null,
    "last_payment_date": null
  },
  "loan_data": {
    "collected_at": "2022-02-09T08:45:50.406032Z",
    "loan_code": "92792126019929279212650822221989319252576",
    "contract_amount": 202000,
    "total_effective_cost": 209000,
    "loan_type": "HOME_EQUITY",
    "outstanding_balance": 182000,
    "interest_rates": [ … ],
    "fees": [ … ],
    "contracted_charges": [ … ],
    "collaterals": [ … ],
    "balloon_payments": [ … ],
    "installments_contract_term_frequency": "MONTH",
    "installment_frequency": "MONTHLY",
    "installment_frequency_info": "Both the term and requency are the same.",
    "first_installment_due_date": "2020-03-01",
    "number_of_installments_total": 60,
    "number_of_installments_outstanding": 48,
    "number_of_installments_paid": 32,
    "number_of_installments_past_due": 2,
    "disbursement_dates": [ … ],
    "settlement_date": "2021-09-23",
    "contract_start_date": "2020-03-01",
    "contract_end_date": "2027-10-01",
    "contract_remaining_frequency": "MONTH",
    "contract_remaining_total": 20,
    "amortization_schedule": "SEM_SISTEMA_AMORTIZACAO",
    "amortization_schedule_info": "No need for a schedule.",
    "consignee_id": "60500998000135",
    "contract_number": "1324926521496",
    "monthly_payment": null,
    "principal": null,
    "payment_day": null,
    "outstanding_principal": null,
    "credit_limit": null,
    "last_period_balance": null,
    "interest_rate": null,
    "limit_day": null,
    "cutting_day": null,
    "cutting_date": null,
    "last_payment_date": null,
    "no_interest_payment": null
  },
  "funds_data": null
}

List accounts

Request

▶️ Usage

With the List Accounts method, you can:

List accounts related to a specific link.id (using the link query parameter).
Get the details of a specific account.id (using the id query parameter).
[Not Recommended] List all accounts related to your Belvo account (without using any query parameters).

🔦 Filtering Responses

Please see the query list below for a list of fields that you can filter your responses by. For more information on how to use filters, see our Filtering responses article.

This method returns a paginated response (default: 100 items per page). You can use the page_size query parameter to increase the number of items returned to a maximum of 1000 items. You can use the page query parameter to navigate through the results. For more details on how to navigate Belvo's paginated responses, see our Pagination Tips article.

🚨 Deprecated Fields

This resource may return deprecated fields. In the response documentation you may see that a field has been marked as deprecated. This means that this field is no longer maintained by the Belvo team. You may still receive data for this field depending on the institution, however, you should not rely on this field.

Query

linkstring(uuid)

The link.id you want to filter by.

ℹ️ We highly recommend adding the link.id filter in order to improve your performance.

Example: link=8848bd0c-9c7e-4f53-a732-ec896b11d4c4

page_sizeinteger(int32)[ 1 .. 1000 ]

Indicates how many results to return per page. By default we return 100 results per page.

ℹ️ The minimum number of results returned per page is 1 and the maximum is 1000. If you enter a value greater than 1000, our API will default to the maximum value (1000).

Default 100

Example: page_size=100

pageinteger(int32)>= 1

A page number within the paginated result set.

Example: page=1

omitstring

Omit certain fields from being returned in the response. For more information, see our Filtering responses DevPortal article.

fieldsstring

Return only the specified fields in the response. For more information, see our Filtering responses DevPortal article.

link__inArray of strings(uuid)

Return results only for these link.ids.

Example: link__in=5722d0ba-69d7-42dc-8ff5-33767b83c5d6

balance__availablenumber(float)^\d{1,15}\.\d{2,4}$

Return accounts that have a balance.available matching exactly this value.

Example: balance__available=4000.02

balance__available__ltnumber(float)^\d{1,15}\.\d{2,4}$

Return accounts that have a balance.available less than this value.

Example: balance__available__lt=6000.02

balance__available__ltenumber(float)^\d{1,15}\.\d{2,4}$

Return accounts that have a balance.available less than or equal to this value.

Example: balance__available__lte=5999.02

balance__available__gtnumber(float)^\d{1,15}\.\d{2,4}$

Return accounts that have a balance.available greater than this value.

Example: balance__available__gt=2000.02

balance__available__gtenumber(float)^\d{1,15}\.\d{2,4}$

Return accounts that have a balance.available greater than or equal to this value.

Example: balance__available__gte=1999.02

balance__available__rangeArray of numbers(float)<= 2 items

Return accounts that have a balance.available within a range of two values.

Example: balance__available__range=4350.02

balance__currentnumber(float)^\d{1,15}\.\d{2,4}$

Return accounts that have a balance.current matching exactly this value.

Example: balance__current=4000.02

balance__current__ltnumber(float)^\d{1,15}\.\d{2,4}$

Return accounts that have a balance.current less than this value.

Example: balance__current__lt=6000.02

balance__current__ltenumber(float)^\d{1,15}\.\d{2,4}$

Return accounts that have a balance.available less than or equal to this value.

Example: balance__current__lte=5999.02

balance__current__gtnumber(float)^\d{1,15}\.\d{2,4}$

Return accounts that have a balance.current greater than this value.

Example: balance__current__gt=2000.02

balance__current__gtenumber(float)^\d{1,15}\.\d{2,4}$

Return accounts that have a balance.available greater than or equal to this value.

Example: balance__current__gte=1999.02

balance__current__rangeArray of numbers(float)<= 2 items

Return accounts that have a balance.current within a range of two values.

Example: balance__current__range=4350.02

categorystring

Return accounts only for the given category (for example, CHECKING_ACCOUNT and SAVINGS_ACCOUNT).

Example: category=CREDIT_ACCOUNT

category__inArray of strings

Return accounts only for the given categories (for example, CHECKING_ACCOUNT and SAVINGS_ACCOUNT).

Example: category__in=SAVINGS_ACCOUNT

created_atstring(date)

Return items that were last updated in Belvo's database on this date (in YYYY-MM-DD format).

Example: created_at=2022-05-05

created_at__gtstring(date)

Return items that were last updated in Belvo's database after this date (in YYYY-MM-DD format).

Example: created_at__gt=2022-05-05

created_at__gtestring(date)

Return items that were last updated in Belvo's database after or on this date (in YYYY-MM-DD format).

Example: created_at__gte=2022-05-04

created_at__ltstring(date)

Return items that were last updated in Belvo's database before this date (in YYYY-MM-DD format).

Example: created_at__lt=2022-04-01

created_at__ltestring(date)

Return items that were last updated in Belvo's database before or on this date (in YYYY-MM-DD format).

Example: created_at__lte=2022-03-30

created_at__rangeArray of strings(date)<= 2 items

Return accounts that were last updated in Belvo's database between two dates (in YYYY-MM-DD format).

Example: created_at__range=2022-03-03

currencystring^[A-Z]{3}$

Return results that hold finances or balances in only this three-letter currency code.

Example: currency=BRA

currency__inArray of strings

Return results that have funds or balances in one of these three-letter currency codes.

Example: currency__in=BRA

idstring(uuid)

Return information only for this resource id.

Example: id=24ccab1d-3a86-4136-a6eb-e04bf52b356f

id__inArray of strings(uuid)

Return information for these resource ids.

Example: id__in=6b3dea0f-be29-49d1-aabe-1a6d588642e6

institutionstring[ 1 .. 40 ] characters^[a-z_]{1,40}$

Return results only for this institution (use the Belvo-designated name, such as planet_mx_employment).

Example: institution=planet_mx_retail

institution__inArray of strings

Return results only for these institutions (use the Belvo-designated names, such as ofmockbank_br_retail and planet_mx_employment).

Example: institution__in=planet_mx_retail

namestring

Return accounts with exactly this internal (specified by the institution) name.

Example: name=Cuenta Perfiles- M.N. - MXN-666

name__icontainsstring>= 3 characters

Return accounts partially matching this internal name (specified by the institution).

Example: name__icontains=Perfiles

numberstring

Return information only for this account number (as specified by the institution).

Example: number=4057068115181

number__inArray of strings

Return information for these account numbers (as specified by the institution).

Example: number__in=4057068115181

public_identification_namestring

Return information only for this type of account ID. For example, CLABE accounts.

Example: public_identification_name=CLABE

public_identification_valuestring

Return information only for this account ID. For example, the account number for a CLABE account.

Example: public_identification_value=150194683119900273

typestring

Return information only for accounts matching this account type, as designated by the institution.

Example: type=Cuentas de efectivo

curl -i -X GET \
  -u <username>:<password> \
  'https://developers.belvo.com/_mock/apis/belvoopenapispec/api/accounts/?balance__available=4000.02&balance__available__gt=2000.02&balance__available__gte=1999.02&balance__available__lt=6000.02&balance__available__lte=5999.02&balance__available__range=4350.02&balance__current=4000.02&balance__current__gt=2000.02&balance__current__gte=1999.02&balance__current__lt=6000.02&balance__current__lte=5999.02&balance__current__range=4350.02&category=CREDIT_ACCOUNT&category__in=SAVINGS_ACCOUNT&created_at=2022-05-05&created_at__gt=2022-05-05&created_at__gte=2022-05-04&created_at__lt=2022-04-01&created_at__lte=2022-03-30&created_at__range=2022-03-03&currency=BRA&currency__in=BRA&fields=string&id=24ccab1d-3a86-4136-a6eb-e04bf52b356f&id__in=6b3dea0f-be29-49d1-aabe-1a6d588642e6&institution=planet_mx_retail&institution__in=planet_mx_retail&link=8848bd0c-9c7e-4f53-a732-ec896b11d4c4&link__in=5722d0ba-69d7-42dc-8ff5-33767b83c5d6&name=Cuenta%20Perfiles-%20M.N.%20-%20MXN-666&name__icontains=Perfiles&number=4057068115181&number__in=4057068115181&omit=string&page=1&page_size=100&public_identification_name=CLABE&public_identification_value=150194683119900273&type=Cuentas%20de%20efectivo'

Responses

Bodyapplication/json

countinteger(int32)

The total number of results in your Belvo account.

Example: 130

nextstring or null(uri)

The URL to next page of results. Each page consists of up to 100 items. If there are not enough results for an additional page, the value is null.

In our documentation example, we use {endpoint} as a placeholder value. In production, this value will be replaced by the actual endpoint you are currently using (for example, accounts or owners).

Example: "https://sandbox.belvo.com/api/{endpoint}/?link=1bd948f7-245d-4313-b604-34d1044cb908page=2"

previousstring or null(uri)

The URL to the previous page of results. If there is no previous page, the value is null.

Example: null

resultsArray of objects or null

An array of account objects.

Response

application/json

{
  "count": 130,
  "next": "https://sandbox.belvo.com/api/{endpoint}/?link=1bd948f7-245d-4313-b604-34d1044cb908page=2",
  "previous": null,
  "results": [
    { … }
  ]
}

Retrieve accounts for a link

Request

Retrieve accounts from an existing link.

Query

omitstring

Omit certain fields from being returned in the response. For more information, see our Filtering responses DevPortal article.

fieldsstring

Return only the specified fields in the response. For more information, see our Filtering responses DevPortal article.

Bodyapplication/jsonrequired

linkstring(uuid)required

The link.id you want to retrieve information for.

Example: "c81a1dea-6dd6-4999-8b9f-541ee8197058"

tokenstring

The MFA token generated by the institution which is required to continue a session.

Example: "1234ab"

save_databoolean

Indicates whether or not to persist the data in Belvo. By default, this is set to true and we return a 201 Created response.

When set to false, the data won't be persisted and we return a 200 OK response.

Default true

Example: true

curl -i -X POST \
  -u <username>:<password> \
  'https://developers.belvo.com/_mock/apis/belvoopenapispec/api/accounts/?fields=string&omit=string' \
  -H 'Content-Type: application/json' \
  -d '{
    "link": "c81a1dea-6dd6-4999-8b9f-541ee8197058",
    "token": "1234ab",
    "save_data": true
  }'

Responses

Ok (when save_data=false)

Bodyapplication/jsonArray [

idstring(uuid)required

Belvo's unique identifier for the current item.

Example: "0d3ffb69-f83b-456e-ad8e-208d0998d71d"

linkstring or null(uuid)required

The link.id the data belongs to.

Example: "30cb4806-6e00-48a4-91c9-ca55968576c8"

institutionobjectrequired

Details regarding the institution.

namestring

The name of the institution, as designated by Belvo.

Please see our Institutions DevPortal article for a detailed list of institution names.

Example: "erebor_mx_retail"

typestring

The type of institution. We return one of the following values:

bank
fiscal
employment

Enum"bank""fiscal""employment"

collected_atstring(date-time)required

The ISO-8601 timestamp when the data point was collected.

Example: "2022-02-09T08:45:50.406032Z"

created_atstring(date-time)required

The ISO-8601 timestamp of when the data point was created in Belvo's database.

Example: "2022-02-09T08:45:50.406032Z"

last_accessed_atstring or null(date-time)required

The ISO-8601 timestamp of Belvo's most recent successful access to the institution for the given link.

Example: "2021-03-09T10:28:40.000Z"

categorystring or nullrequired

The type of account. We return one of the following enum values:

ADVANCE_DEPOSIT_ACCOUNT
CHECKING_ACCOUNT
CREDIT_CARD
FINANCING_ACCOUNT
INVESTMENT_ACCOUNT
INVOICE_FINANCING_ACCOUNT
LOAN_ACCOUNT
PENSION_FUND_ACCOUNT
SAVINGS_ACCOUNT
UNCATEGORIZED

Enum"ADVANCE_DEPOSIT_ACCOUNT""CHECKING_ACCOUNT""CREDIT_CARD""FINANCING_ACCOUNT""INVESTMENT_ACCOUNT""INVOICE_FINANCING_ACCOUNT""LOAN_ACCOUNT""PENSION_FUND_ACCOUNT""SAVINGS_ACCOUNT""UNCATEGORIZED"

Example: "CHECKING_ACCOUNT"

balance_typestring or nullrequired

Indicates whether this account is either an ASSET or a LIABILITY. You can consider the balance of an ASSET as being positive, while the balance of a LIABILITY as negative.

Example: "ASSET"

overdraftobject or null

typestringrequired

The account type, as designated by the institution.

Example: "STANDARD_NACIONAL"

subtypestringrequired

The account subtype, as designated by the institution.

Example: "FINANCIAMENTO_HABITACIONAL_SFH"

namestring or nullrequired

The account name, as given by the institution.

Example: "Cuenta Perfiles- M.N. - MXN-666"

numberstring or nullrequired

The account number, as designated by the institution.

Example: "4057068115181"

agencystring or null<= 4 characters^\d{1,4}$required

The branch code where the product was opened.

Example: "6272"

check_digitstring or null<= 2 characters[\w\W\s]*required

The check digit of the product's number, if applicable.

Example: "7"

balanceobjectrequired

Details regarding the current and available balances for the account.

currentnumber or null(float)^\d{1,15}\.\d{2,4}$required

The current balance is calculated differently according to the type of account.

💰 Checking and saving accounts:

The user's account balance at the collected_at timestamp.

💳 Credit cards:

The amount the user has spent in the current card billing period (see credit_data.cutting_date for information on when the current billing period finishes).

🏡 Loan accounts:

The amount remaining to pay on the users's loan.

Example: 5874.13

availablenumber or null(float)^\d{1,15}\.\d{2,4}$

The balance that the account owner can use.

💰 Checking and saving accounts:

The available balance may be different to the current balance due to pending transactions.

💳 Credit cards:

The credit amount the user still has available for the current period. The amount is calculated as credit_data.credit_limit minus balance.current.

🏡 Loan accounts:

The present value required to pay off the loan, as provided by the institution.

Note: If the institution does not provide this value, we return null.

Example: 5621.12

blockednumber(float)^\d{1,15}\.\d{2,4}$

The amount that is currently blocked due to pending transactions.

Example: 60.32

automatically_investednumber(float)^\d{1,15}\.\d{2,4}$

The amount that is automatically invested (as agreed upon with the institution).

Example: 131.5

currencystring<= 3 characters^[A-Z]{3}$required

The three-letter currency code (ISO-4217).

Example: "BRL"

public_identification_namestring or nullrequired

The public name for the type of identification. For 🇧🇷 Brazilian savings and checking accounts, this field will be AGENCY/ACCOUNT.

Example: "AGENCY/ACCOUNT"

public_identification_valuestring or nullrequired

The value for the public_identification_name.

For 🇧🇷 OFDA Brazilian savings and checking accounts, this field will be the agency and bank account number, separated by a slash. For example: 0444/45722-0.

For 🇧🇷 OFDA Brazilian credit card accounts, we will return a string of concatenated credit card numbers associated with the account. For example: "8763,9076,5522"

Example: "0444/45722-0"

internal_identificationstring<= 100 characters^[a-zA-Z0-9][a-zA-Z0-9-]{0,99}$required

The institution's internal identification for the account.

Example: "92792126019929279212650822221989319252576"

credit_dataobject or nullrequired

Details regarding the credit cards associated with this account.

collected_atstring(date-time)required

The ISO-8601 timestamp when the data point was collected.

Example: "2022-02-09T08:45:50.406032Z"

credit_limitnumber or null(float)<= 20 characters^\d{1,15}\.\d{2,4}$required

The upper credit limit of the card.

Example: 192000.9

limitsArray of objects

cutting_datestring or null(date)<= 10 characters^(\d{4})-(1[0-2]|0?[1-9])-(3[01]|[12][0-9]|0?...

The date when the credit card's bill is due.

Example: "2019-12-11"

minimum_paymentnumber or null(float)<= 20 characters^\d{1,15}\.\d{2,4}$

The minimum amount that the account owner needs to pay in the current credit period.

Example: 2400.3

networkstring

The credit network that the card is associated with. We return one of the following values:

VISA
MASTERCARD
AMERICAN_EXPRESS
DINERS_CLUB
HIPERCARD
BANDEIRA_PROPRIA
CHEQUE_ELETRONICO
ELO
OTHER

Enum"VISA""MASTERCARD""AMERICAN_EXPRESS""DINERS_CLUB""HIPERCARD""BANDEIRA_PROPRIA""CHEQUE_ELETRONICO""ELO""OTHER"

Example: "MASTERCARD"

network_additional_infostring or null<= 100 characters[\w\W\s]*

Additional information about the credit card network.

Example: "It's an orange card."

cardsArray of objectsnon-empty

Details regarding the cards associated with the account.

next_payment_datestring or null

Note: This field is not applicable for OF Brazil and will return null.

Example: null

no_interest_paymentnumber or null(float)

Note: This field is not applicable for OF Brazil and will return null.

Example: null

interest_ratenumber or null(float)

Note: This field is not applicable for OF Brazil and will return null.

Example: null

monthly_paymentnumber or nullDeprecated

Note: This field is not applicable for OF Brazil and will return null.

Example: null

last_payment_datestring or nullDeprecated

Note: This field is not applicable for OF Brazil and will return null.

Example: null

loan_dataobject or nullrequired

The loan options associated with this account.

collected_atstring(date-time)required

The ISO-8601 timestamp when the data point was collected.

Example: "2022-02-09T08:45:50.406032Z"

loan_codestring[ 22 .. 67 ] characters^\d{22,67}$required

The country-specific standardized contract number.

Example: "92792126019929279212650822221989319252576"

contract_amountnumber or null(float)^\d{1,15}\.\d{2,4}$required

The initial total loan amount when the contract was signed, calculated by the institution. This amount includes the principal + interest + taxes + fees.

Example: 202000

total_effective_costnumber or null(float)^\d{1,15}\.\d{2,4}$

The initial total effective cost of the loan.

Example: 209000

loan_typestringrequired

The type of the loan, according to the institution.

Example: "HOME_EQUITY"

outstanding_balancenumber or null(float)[ 4 .. 20 ] characters^\d{1,15}\.\d{2,4}$required

The amount remaining to pay in total, including interest.

Example: 182000

interest_ratesArray of objectsrequired

Breakdown of the interest applied to the loan. With OF Brazil, we highly recommend using the information in interest_rate_data for in-depth information.

namestring or nullrequired

The name of the type of interest rate applied to the loan.

Note: For OFDA Brazil, we recommend you use the interest_date_data.tax_type parameter.

Example: "NOMINAL"

typestringrequired

The period that the interest is applied to the loan.

Enum"MONTHLY""YEARLY"

Example: "MONTHLY"

valuenumber or null(float)required

The interest rate (in percent or currency value).

Note: For OFDA Brazil, we recommend you use the interest_date_data.pre_fixed_rate and interest_date_data.post_fixed_rateparameter.

Example: 7.85

interest_rate_dataobject or nullrequired

Detailed information regarding the interest rate.

tax_typestringrequired

The type of interest rate tax. We return one of the following values:

NOMINAL
EFFECTIVE

Enum"NOMINAL""EFFECTIVE"

Example: "NOMINAL"

rate_typestringrequired

The type of interest rate. We return one of the following values:

SIMPLE
COMPOUND

Enum"SIMPLE""COMPOUND"

Example: "SIMPLE"

typestring

The period that the interest is applied to the loan.

Enum"MONTHLY""YEARLY"

Example: "MONTHLY"

calculation_basestring^[0-9]{2}\/[0-9]{3}$required

The base calculation for the interest rate.

Example: "30/360"

reference_index_typestringrequired

The reference index rate. We return one of the following values:

WITHOUT_INDEX_TYPE
PRE_FIXED
POST_FIXED
FLOATING
INDEXED_PRICE
RURAL_CREDIT
OTHER_INDEX

Enum"WITHOUT_INDEX_TYPE""PRE_FIXED""POST_FIXED""FLOATING""INDEXED_PRICE""RURAL_CREDIT""OTHER_INDEX"

Example: "FLOATING"

reference_index_subtypestring or nullrequired

The subtype of the reference index rate.

Example: "TR_TBF"

reference_index_infostring or null<= 140 characters^[\w\W\s]{0,140}$required

Additional information regarding the reference index rate.

Example: "Additional information"

pre_fixed_ratenumber(float)^[01]\.\d{6}$required

The pre-fixed percentage rate of the interest rate.

Example: 0.062

post_fixed_ratenumber(float)^[01]\.\d{6}$required

The post-fixed percentage rate of the interest rate.

Example: 0.062

additional_infostring or null<= 1200 characters[\w\W\s]*required

Additional information regarding the interest rate.

Example: "Additional information"

feesArray of objects or null or nullrequired

Breakdown of the fees applied to the loan.

typestring or nullrequired

Note: This field is not applicable for OF Brazil and will return null.

Enum"OPERATION_FEE""INSURANCE_FEE""OTHERS"null

Example: null

valuenumber or null(float)^\d{1,15}\.\d{2,4}$required

The total value of the fee. Same currency as the loan.

Example: 5.6

namestring<= 140 characters^[\w\W\s]{0,140}$required

The fee name.

Example: "Renovação de cadastro"

codestring<= 140 characters^[\w\W\s]{0,140}$required

The fee code.

Example: "CADASTRO"

fee_charge_typestringrequired

Indicates the type of charge. We return one of the following values:

SINGLE
PER_INSTALLMENT

Enum"SINGLE""PER_INSTALLMENT"

Example: "SINGLE"

fee_chargestringrequired

Billing method, as agreed upon with the institution. We return one of the following values:

MINIMUM
MAXIMUM
FIXED
PERCENTAGE

Enum"MINIMUM""MAXIMUM""FIXED""PERCENTAGE"

Example: "FIXED"

ratenumber or null(float)^[01]\.\d{6}$required

The percentage rate of the fee. Required when fee_charge is set to PERCENTAGE.

Example: 0.062

contracted_chargesArray of objects or null or null

collateralsArray of objects or null or nullrequired

Details regarding any loan collaterals that the individual or business supplied.

typestringrequired

The type of collateral, as defined by the institution.

Example: "OPERACOES_GARANTIDAS_PELO_GOVERNO"

subtypestringrequired

The subtype of the collateral, as defined by the institution.

Example: "CCR_CONVENIO_CREDITOS_RECIPROCOS"

currencystring<= 3 characters^[A-Z]{3}$required

The three-letter currency code (ISO-4217).

Example: "BRL"

amountnumber(float)^\d{1,15}\.\d{2,4}$required

The total amount of the bill.

Example: 45391.89

balloon_paymentsArray of objects or null or nullrequired

Detailed information regarding any balloon payments for the loan, if applicable.

due_datestring or null(date)<= 10 characters^(\d{4})-(1[0-2]|0?[1-9])-(3[01]|[12][0-9]|0?...required

The date that the balloon payment is to be paid, in YYYY-MM-DD format.

Example: "2021-09-06"

currencystring or null<= 3 characters^[A-Z]{3}$required

The three-letter currency code (ISO-4217).

Example: "BRL"

amountnumber or null(float)^\d{1,15}\.\d{2,4}$required

The total amount of the balloon payment.

Example: 45391.89

installments_contract_term_frequencystring or nullrequired

The frequency of contracted installment payments, as defined when the contract was first signed. We return one of the following:

DAY
WEEK
MONTH
YEAR
NO_DEADLINE_REMAINING
null

Enum"DAY""WEEK""MONTH""YEAR""NO_DEADLINE_REMAINING"null

Example: "MONTH"

installment_frequencystringrequired

The frequency that the installments are paid. We return one of the following values:

IRREGULAR
WEEKLY
FORTNIGHTLY
MONTHLY
BIMONTHLY
QUARTERLY
BIANNUALLY
ANNUALLY
OTHER

Enum"IRREGULAR""WEEKLY""FORTNIGHTLY""MONTHLY""BIMONTHLY""QUARTERLY""BIANNUALLY""ANNUALLY""OTHER"

Example: "MONTHLY"

installment_frequency_infostring or null<= 100 characters^[\w\W\s]{0,99}$$required

Additional information regarding the installment_frequency.

Example: "Both the term and requency are the same."

first_installment_due_datestring or null(date)<= 10 characters^(\d{4})-(1[0-2]|0?[1-9])-(3[01]|[12][0-9]|0?...required

The date when the first installment of the loan is to be paid, in YYYY-MM-DD format.

Example: "2020-03-01"

number_of_installments_totalinteger or null(int32)<= 999999999required

The total number of installments required to pay the loan.

Example: 60

number_of_installments_outstandinginteger or null(int32)<= 999999999required

The number of installments left to pay.

Example: 48

number_of_installments_paidinteger or null(int32)<= 999999999required

The number of installments already paid.

Example: 32

number_of_installments_past_dueinteger or null(int32)<= 999required

The number of installments that are overdue.

Example: 2

disbursement_datesArray of strings or null or nullnon-emptyrequired

An array of dates when the loan was disbursed.

Example: ["2021-09-23"]

settlement_datestring or null<= 10 characters^(\d{4})-(1[0-2]|0?[1-9])-(3[01]|[12][0-9]|0?...required

The date that the loan was settled, in YYYY-MM-DD format.

Example: "2021-09-23"

contract_start_datestring(date)<= 10 characters^(\d{4})-(1[0-2]|0?[1-9])-(3[01]|[12][0-9]|0?...required

The date when the loan contract was signed, in YYYY-MM-DD format.

Example: "2020-03-01"

contract_end_datestring or null(date)<= 10 characters^(\d{4})-(1[0-2]|0?[1-9])-(3[01]|[12][0-9]|0?...required

The date when the loan is expected to be completed, in YYYY-MM-DD format.

Example: "2027-10-01"

contract_remaining_frequencystring or nullrequired

The frequency of the remaining contracted installment payments, as defined when the contract was first signed. We return one of the following:

DAY
WEEK
MONTH
YEAR
NO_DEADLINE_REMAINING
null

Enum"DAY""WEEK""MONTH""YEAR""NO_DEADLINE_REMAINING"null

Example: "MONTH"

contract_remaining_totalinteger or null(int32)<= 999999999required

The total number of installments remaining on the loan.

Example: 20

amortization_schedulestringrequired

The loan amortization schedule.

Example: "SEM_SISTEMA_AMORTIZACAO"

amortization_schedule_infostring or null<= 200 characters[\w\W\s]*required

Additional information regarding the amortization_schedule.

Example: "No need for a schedule."

consignee_idstring or null<= 14 characters^\d{14}$required

The ID of the consignee of the loan.

Example: "60500998000135"

contract_numberstring or null[ 1 .. 100 ] characters^\d{1,100}$required

The contract number of the loan, as given by the institution.

Example: "1324926521496"

monthly_paymentnumber or null(float)required

Note: This field is not applicable for OF Brazil and will return null.

Example: null

principalnumber or null(float)required

Note: This field is not applicable for OF Brazil and will return null.

Example: null

payment_daystring or nullrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

outstanding_principalnumber or null(float)required

Note: This field is not applicable for OF Brazil and will return null.

Example: null

credit_limitnumber or nullDeprecatedrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

last_period_balancenumber or nullDeprecatedrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

interest_ratenumber or nullDeprecatedrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

limit_daystring or nullDeprecatedrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

cutting_daystring or nullDeprecatedrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

cutting_datestring or nullDeprecatedrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

last_payment_datestring or nullDeprecatedrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

no_interest_paymentnumber or nullDeprecatedrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

funds_datastring or nullrequired

Note: This field is not applicable for OF Brazil and will return null.

Example: null

]

Response

application/json

Example of an checking account (OFDA Brazil).

[
  {
    "id": "0d3ffb69-f83b-456e-ad8e-208d0998d71d",
    "link": "30cb4806-6e00-48a4-91c9-ca55968576c8",
    "institution": { … },
    "collected_at": "2019-09-27T13:01:41.941Z",
    "created_at": "2022-02-09T08:45:50.406032Z",
    "last_accessed_at": "2021-03-09T10:28:40.000Z",
    "category": "CHECKING_ACCOUNT",
    "balance_type": "ASSET",
    "overdraft": { … },
    "type": "CONTA_DEPOSITO_A_VISTA",
    "subtype": "INDIVIDUAL",
    "name": null,
    "number": "11188222",
    "agency": "6272",
    "check_digit": "4",
    "balance": { … },
    "currency": "BRL",
    "public_identification_name": "AGENCY/NUMBER",
    "public_identification_value": "6272/11188222",
    "internal_identification": "92792126019929279212650822221989319252576",
    "credit_data": null,
    "loan_data": null,
    "funds_data": null
  }
]

Balances

Operations

Transactions

A transaction contains the detailed information of each movement inside an account. For example, a purchase at a store or a restaurant.

Operations

Bills

A bill refers to the credit card bill a user receives for given account.

Operations

Investments Brazil

Operations

Investment Transactions Brazil

Operations

Employments Brazil

Our employments resource for Brazil lets you get a comprehensive view of your user's current employment history and salary information.

For each user, we return the:

work history (including occupations and employer data)
historical and current salary information (per employer)

At the moment, the employments resource is available for:

🇧🇷 Brazil (INSS)

Operations

Employment Records Mexico

Our employment records resource for Mexico lets you get a comprehensive view of your user’s current social security contributions and employment history.

With Belvo's employment records resource for Mexico, you can access information about your user's current social security contributions and employment history. For the each user, we return the:

personal data
work history
historical and current daily base salary
and more!

At the moment, the employment records resource is available for:

🇲🇽 Mexico (IMSS)
🇲🇽 Mexico (ISSSTE)

Operations

Invoices

Operations

Tax compliance status

Operations

Tax returns

Operations

Tax retentions

Operations

Tax status

Operations

Financial Statements

Operations

Invoices Chile

Operations

Tax Status Chile

Operations

Debt Reports Chile

Operations

Incomes

Use the Incomes endpoint to gather insights on an account's income sources for the past 365 days. The endpoint is particularly useful when you want to verify a person's income.

Operations

Recurring Expenses

Belvo's Recurring Expenses API allows you to identify a user's regular payments for subscription services, such as Netflix or gym memberships, as well as utility payments, such as electricity or phone bills. We return information for up to 365 days.

Operations

Risk Insights

Operations

Employment Metrics

Operations

Payment Institutions (Brazil)

A payment institution is an entity that Belvo can access information from. You can see a complete list of institutions available for payments by making a List request to this endpoint.

Operations

Customers (Brazil)

A customer is the payer that's going to push funds into your bank account. You need to create a customer in order to receive inflow payments to your organization's bank account.

Operations

Bank Accounts (Brazil)

To receive inflow payments to your organization's bank account, you must register the bank accounts (individual and business) using Belvo's Payments API.

Individual bank accounts must be created for each payer (your customer).
Business bank accounts need to be created for the beneficiary of the payment (your organization).

Operations

Payment Links (Brazil)

This is a Payment link.

Operations

Payment Intents (Brazil)

A payment intent is a single point of access to create payments using any payment method offered by Belvo.

A payment intent captures all payment information (such as the amount to be charged, the description of the payment, the provider, and so on) and guides your customers through the payment flow.

Operations

Payment Transactions (Brazil)

Each time you receive an inflow payment from your customer, a transaction is created in the Belvo database.

You can use the Payment Transactions resource in order to get useful information about a transaction as well as the specific charge associated with it.

Operations

Belvo API Docs (1.216.0)

Introduction

Available Information and Payment Methods

Data Dictionaries

Environments

Sandbox

Production

Response codes

Error handling

Request identifier

Error codes and troubleshooting

Retry policy

50x errors

40x errors

Deprecated fields

OpenAPI: required and nullable fields

Institutions

Links

Widget Access Token

Consents

Owners

Accounts

Account Object (OFDA Brazil)

List accounts

Request

▶️ Usage

🔦 Filtering Responses

📖 Pagination

🚨 Deprecated Fields

Responses

Was this helpful?

Retrieve accounts for a link

Request

Responses

Was this helpful?

Balances

Transactions

Bills

Investments Brazil

Investment Transactions Brazil

Employments Brazil

Employment Records Mexico

Invoices

Tax compliance status

Tax returns

Tax retentions

Tax status

Financial Statements

Invoices Chile

Tax Status Chile

Debt Reports Chile

Incomes

Recurring Expenses

Risk Insights

Employment Metrics

Payment Institutions (Brazil)

Customers (Brazil)

Bank Accounts (Brazil)

Payment Links (Brazil)

Payment Intents (Brazil)

Biometric Pix Widget Access Token (Brazil)

Payment Transactions (Brazil)