Pix via Open Finance enables automatic payments without the need of coping and pasting the Pix code into your bank. This feature provides an efficient and quicker journey flow to use Pix. With Pix via Open Finance, merchants can also set the last bank used for their user and their user an easy navigation from payment > redirect > completed purchase.

Integration options

For Pix via Open Finance, we offer two integration options:

Direct API

Customize the user experience according to your brand needs and use our API to create and process payments.

We recommend this flow if your team has a dedicated set of engineers, product people, and designers to design and implement the payment flows and necessary screens, taking into account the regulatory requirements as this is a product regulated by the Brazilian Central Bank.

Check out our dedicated Direct API (Pix via Open Finance) guide for the step-by-step instructions.

Payment Links

Payment Links are our fully embeddable and shareable checkout widgets, which already take into account the regulatory requirements and best UX practices to drive the highest conversion possible for the Pix via Open Finance payment method. The Payment Link allows for some frontend customization, such as colors and shapes, to match your app's experience, but the order of screens and actions cannot be changed.

We recommend this flow if your team has limited engineering and design resources.

Check out our dedicated Payment Links (Pix via Open Finance) guide for the step-by-step instructions.