Introduction
This documentation is about an upcoming release. As such, some small changes may still occurr (such as field names or webhook events.) However, the general flow of events will remain as described in the current documentation.
Belvo's Pix Automático is a recurring payment modality defined by the Central Bank of Brazil that enables the automatic initiation of Pix transfers, based on a one-time authorization granted by the end user (payer).
Once authorized, a service provider (receiving company) can initiate recurring payments without requiring manual approval for each transaction. These recurring payments can be configured with either fixed or variable amounts, depending on the business logic.
This feature is particularly useful for use cases such as:
- Subscriptions (e.g. streaming services, SaaS, membership programs)
- Monthly bills (e.g. utilities, telecom, insurance)
- Installments or monthly fees with adjustable amounts
Belvo acts as a Payment Initiation Service Provider (PISP) to facilitate the creation, management, and execution of these recurring charges within Brazil’s Open Finance ecosystem.
Integration options
For Pix Automatico, we offer one integration option:
Direct API
Customize the user experience according to your brand needs and use our API to create and process payments.
We recommend this flow if your team has a dedicated set of engineers, product people, and designers to design and implement the payment flows and necessary screens, taking into account the regulatory requirements as this is a product regulated by the Brazilian Central Bank.
Check out our dedicated Direct API (Pix Automatico) guide for the step-by-step instructions.