Bills (OFDA) Data
Read up on the details for Transactions in Belvo's OFDA product.
With Belvo's Open Finance Data Aggregation (OFDA) product for Brazil, you can retrieve the credit card bill information for a link.
For each bill, you receive:
- the total amount of the bill.
- the due date for the bill to be paid.
- any fees and charges associated with the bill.
- the payments made to pay off the bill.
Bills are only available for closed periods
In the Open Finance Network, credit card bill information is only available for periods (for example, months) that are "closed" according to the institution.
Core Information
{
"id": "0d3ffb69-f83b-456e-ad8e-208d0998d71d",
"created_at": "2022-02-09T08:45:50.406032Z",
"collected_at": "2022-02-09T08:45:50.406032Z",
"account": {}, // // See our dedicated Accounts (OFDA) Data article
"internal_identification": "9279212601992927921",
"bill_name": "apr-2020",
"due_date": "2021-09-06",
"currency": "BRL",
"total_amount": 45391.89,
"minimum_amount": 391.89,
"is_installment": false,
"finance_charges": [
{
"type": "LATE_PAYMENT_INTEREST",
"additional_info": "Paid 15 days late, fee applied.",
"currency": "BRL",
"amount": 91.89
}
],
"payments": [
{
"type": "FULL",
"payment_date": "2021-09-04",
"payment_mode": "DIRECT_DEBIT",
"currency": "BRL",
"amount": 45391.89
}
]
}
| Parameter | Type | Description | Example |
|---|---|---|---|
| id | string | Belvo's unique identifier for the current item. | 0d3ffb69-f83b-456e-ad8e-208d0998d71d |
| created_at | string (date-time) | The ISO-8601 timestamp of when the data point was created in Belvo's database. | 2022-02-09T08:45:50.406032Z |
| collected_at | string (date-time) | The ISO-8601 timestamp when the data point was collected. | 2022-02-09T08:45:50.406032Z |
| account | object | Details regarding the account the bill is associated with. | See our dedicated Accounts (OFDA) Data article for details. |
| internal_identification | string | The institution's internal identifier for the bill. | 9279212601992927921 |
| bill_name | string | The title of the monthly credit card bill the transaction belongs to. The format of the returned value is institution specific, however, some common examples are: - diciembre-2021 - dec-2021 - dec-21> Note: This field is only returned for 'closed' bills (meaning the billing period has ended and the bill has been emitted). If the billing period is still ongoing, we return null. | apr-2020 |
| due_date | string (date) | The date that the bill is to be paid, in YYYY-MM-DD format. | 2021-09-06 |
| currency | string | The three-letter currency code (ISO-4217). | BRL |
| total_amount | number | The total amount of the bill. | 45391.89 |
| minimum_amount | number | The minimum amount to pay. | 391.89 |
| is_installment | boolean | Boolean to indicate whether this bill can be paid in installments. | false |
| finance_charges | array of objects | Details regarding any charges that were applied to the credit card bill. | See the finance_charges section for details. |
| payments | array of objects | Details regarding the payments made to pay off the credit card bill. | See the payments section for details. |
finance_charges
In the finance_charges array we provide you information regarding any charges that were applied to the bill.
{
"finance_charges": [
{
"type": "LATE_PAYMENT_INTEREST",
"additional_info": "Paid 15 days late, fee applied.",
"currency": "BRL",
"amount": 91.89
}
],
}
| Parameter | Type | Description | Example |
|---|---|---|---|
| type | string | The type of finance charge applied to the bill. We return one of the following values: LATE_PAYMENT_INTEREST, LATE_FEE, ARREARS_INTEREST, IOF, NO_CHARGE, OTHER, or null. | LATE_PAYMENT_INTEREST |
| additional_info | string | Additional information about the finance charge. | Paid 15 days late, fee applied. |
| currency | string | The three-letter currency code (ISO-4217). | BRL |
| amount | number | The amount of the finance charge. | 91.89 |
payments
In the payments array we provide you information regarding the payments made to pay off the bill.
{
"payments": [
{
"type": "FULL",
"payment_date": "2021-09-04",
"payment_mode": "DIRECT_DEBIT",
"currency": "BRL",
"amount": 45391.89
}
]
}
| Parameter | Type | Description | Example |
|---|---|---|---|
| type | string | The type of payment. We return one of the following values: INSTALLMENT, FULL, OTHER, or null. | FULL |
| payment_date | string (date) | The date that the payment was made, in YYYY-MM-DD format. | 2021-09-04 |
| payment_mode | string | The method in which the payment was made. We return one of the following values: DIRECT_DEBIT, BANK_SLIP, SALARY_DEDUCTION, PIX, or null. | DIRECT_DEBIT |
| currency | string | The three-letter currency code (ISO-4217). | BRL |
| amount | number | The amount of the payment. | 45391.89 |
Updated 4 months ago